This is a collaborative post.
The only problem that comes with Christmas is the financial strain. Many families cope just fine but the pressure to spend, spend, spend at this time of year is heavy on so many parents and their children. Christmas should never be something you go into heavy debt for, and you should do what you can to minimise the money you’re spending if it’s going to stress your budget out.
Just because you have grand plans for Christmas this year, doesn’t mean that you have to afford them all. We all have ideas of the perfect white Christmas period, but that doesn’t mean we get it. You can still capture the Christmas magic with some careful planning, and the best thing that you can do for your Christmas is plan in advance. Whether you are buying affordable wine online for your holiday parties or you’re trying to figure out the best ways to get your kids the best Christmas presents, you’ll be better off trying to create your magic with the budget you have. So, with this in mind, we’ve got some of the ways that you can capture that magic no matter what your budget is.
- Sell things you don’t need. Christmas is the perfect time of year to go through your stuff and get rid of what you no longer use or need. Instead of chucking it all in the bin, you can instead take it to the marketplace or eBay and sell the stuff you don’t use. Not only will this get it out of the house, it’ll earn you extra cash to provide the magic you wanted to provide. Selling your stuff can be the best solution there is!
- Pickup a side hustle. A second job can help you to pay for the magic you want to pay for. You want to have enough money for food, presents, drinks and more for Christmas and while your magical Christmas can look different to that of others, you’re going to have the Christmas you want, at least. There are options as being an Uber driver, house sitting for others, dog sitting and walking and you can even set up as an Airtasker!
- Swap to a Secret Santa. If you want to do more with your gifting options, consider Secret Santa over gifting everyone in your life. Get the whole family to agree to a Secret Santa arrangement and you’ll only need to buy one gift (aside from your children!), saving you money and ensuring that you get the Christmas you want.
- Set a budget and stick to it. Where you can, set yourself a budget and stick to it because setting limits on your expenses will help you to feel better in control of the Christmas things you want to buy. A budget can also help you to avoid going into debt.
- Present cancelling. How about this year instead of buying a ton of presents, you choose to go and do something as a family? Or you choose to make the presents instead?